Pricing ranges from
    $4,105 – 4,926/month

    Charter Senior Living of Bay City

    568 N Pine Rd, Bay City, MI, 48708
    3.9 · 72 reviews
    • Independent living
    • Assisted living
    AnonymousLoved one of resident
    3.0

    Beautiful facility, inconsistent management issues

    I appreciated the beautiful, exceptionally clean facility, spacious rooms with nice views, lovely courtyard, great activities and mostly delicious food - the staff were warm, caring and made it feel like home. My loved one enjoyed the social life, chef-baked treats and many engaging events early on. However, chronic understaffing, frequent executive-director turnover, poor communication, surprise rent increases and billing/ACH errors, and recurring scheduling/medication/ride problems caused stress and care lapses. Overall: wonderful people and atmosphere, but inconsistent management and staffing keep me from fully recommending it.

    Pricing

    $4,105+/moSemi-privateAssisted Living
    $4,926+/mo1 BedroomAssisted Living

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    Amenities

    Healthcare services

    • Activities of daily living assistance
    • Assistance with bathing
    • Assistance with dressing
    • Assistance with transfers
    • Coordination with health care providers
    • Medication management
    • Mental wellness program

    Healthcare staffing

    • 24-hour supervision

    Meals and dining

    • Diabetes diet
    • Meal preparation and service
    • Special dietary restrictions

    Room

    • Cable
    • Fully furnished
    • Housekeeping and linen services
    • Kitchenettes
    • Spa
    • Telephone
    • Wifi

    Transportation

    • Transportation arrangement (medical)
    • Transportation to doctors appointments

    Common areas

    • Beauty salon
    • Dining room
    • Garden
    • Outdoor space

    Community services

    • Move-in coordination

    Activities

    • Community-sponsored activities
    • Scheduled daily activities

    3.94 · 72 reviews

    Overall rating

    1. 5
    2. 4
    3. 3
    4. 2
    5. 1
    • Care

      3.2
    • Staff

      3.8
    • Meals

      3.9
    • Amenities

      4.4
    • Value

      2.3

    Pros

    • Friendly, caring and engaged direct care staff
    • Clean, attractive and well-maintained building and decor
    • Small/intimate community (about 40 residents)
    • Robust activities program (arts & crafts, bingo, entertainers, visiting troupes)
    • Regular outings and bus trips
    • On-site amenities (movie theater, courtyard, beauty salon)
    • Therapy dog visits and pet-friendly engagement
    • On-site physical/occupational therapy
    • Full-time nurse and clinical presence (reported by some reviewers)
    • Thoughtful, informative tours and welcoming admissions staff
    • Comfortable, roomy apartments/large one-bedroom units
    • Inviting dining room and initially high-quality food/chef-baked treats
    • Resident-centered, homelike atmosphere reported by many
    • Attentive leadership praised by several reviewers (specific directors noted)
    • Staff responsiveness and willingness to address concerns (in many reports)

    Cons

    • Frequent turnover of executive directors and leadership instability
    • Ownership change/Charter takeover perceived to worsen operations
    • Understaffing and staffing shortages (care aides and kitchen staff)
    • Allegations of neglectful care (residents left waiting, rushed care)
    • Unlicensed or inexperienced aides reported after staffing changes
    • Poor communication and inconsistent messaging from management
    • Staff dishonesty about scheduling (rides) and other services
    • Medication management problems (rushed meds, restrictive policies, difficulty coordinating)
    • Unauthorized ACH withdrawals and poor billing practices
    • Rent increases reportedly applied without adequate notice
    • Confusing move-out notices and administrative missteps
    • COVID-era disruptions and chaotic response reported
    • Loss of key staff (chef, favored leaders) with decline in food or service
    • Staff gossiping or negative attitudes toward residents reported
    • Unreliable emergency call/button concerns
    • High costs and some reviewers regretted choosing facility

    Summary review

    The reviews for Charter Senior Living of Bay City present a strongly mixed to polarized picture: many reviewers consistently praise the physical facility, activities, and individual caregivers, while a separate and persistent set of comments focuses on administrative dysfunction, staffing shortages, and care lapses that have caused serious concern for families. Taken together, the patterns indicate a community with strong core features (clean attractive space, robust activities, and many compassionate employees) but also recurring organizational problems that affect the resident experience and family trust.

    Facilities and amenities receive uniformly positive comments. Multiple reviewers highlight the building’s cleanliness, tasteful décor, spacious one-bedroom units, pleasant outdoor courtyard, on-site movie theater, beauty salon, and accessible common spaces. The small size (about 40 residents) is described as “intimate” and conducive to personalized attention. The activities program is a clear strength: arts and crafts, bingo, visiting entertainers, bus trips and frequent outings, therapy dog visits, and special events are repeatedly mentioned as contributors to residents’ engagement and quality of life. Several reviewers also noted on-site therapy services and a full-time nurse, and many praised the admissions/tour experience as thorough and welcoming.

    Staff quality is a major theme with two divergent threads. On the positive side, many reviews single out caregivers as warm, attentive, and genuinely caring; individual staff members and directors (names such as Lori and Sandra are mentioned positively) are credited with creating a homelike atmosphere, addressing concerns promptly, and going above and beyond. Food and dining are sometimes praised — early reports of a strong chef, baked treats, and an inviting dining room appear frequently. Families often say their loved ones enjoy activities and feel comfortable.

    Conversely, there is a substantial and repeated set of complaints about staffing levels, turnover, and competence. Several reviewers describe rapid turnover of executive directors and other leadership changes (including a Charter takeover) that coincide with perceived declines in care. Reports include aides who are inexperienced or unlicensed, staff being overworked or short-staffed, and specific incidents such as residents left sitting for long periods during lunch or delayed/’rushed’ medication administration. Some reviewers describe staff being uncaring or even mean, and others note staff gossiping about residents. These issues are sometimes linked to emergency incidents and hospital trips, and one reviewer explicitly urged closure due to safety concerns. The contrast suggests that while individual caregivers often try to provide good care, systemic staffing problems and leadership instability are undermining consistent delivery.

    Management, billing, and administrative practices emerge as a significant negative cluster. Multiple reviewers report poor communication from management, confusing move-out notices, and frequent leadership turnover. Financial and billing concerns are prominent: unauthorized ACH withdrawals, ACH withdrawals that caused overdrafts, rent increases reportedly implemented without adequate prior notice, and generally poor billing practices. These issues have generated distrust and stress among residents’ families. Several reviewers also tie these administrative shortcomings to the Charter takeover and a sense that new ownership prioritized financial issues over resident well-being.

    Dining and kitchen staffing show mixed but notable patterns. Early reviewers commonly praised the chef, menu variety, and even chef-baked treats. Later reports indicate the chef left, kitchen staffing became inexperienced, and dining quality fluctuated — some residents and families now report dissatisfaction or differences in weekend dining. Medication policies are another recurring operational point: a requirement that nursing staff administer medications complicates logistics for some families and has been associated with scheduling confusion, rushed medication rounds, and delays.

    COVID-19 and pandemic-era responses are mentioned several times as a source of chaos and restricted access; these experiences appear to have left lingering complaints about communication and management of crises. Other safety concerns that arise in multiple reviews include an unreliable emergency button system and inconsistent heat regulation in rooms.

    Overall sentiment: Many families and reviewers appreciate the facility’s physical environment, the activities and amenities, and the compassion of many front-line staff. However, persistent and recurring reports of leadership churn, understaffing, alleged neglect, poor billing practices (including unauthorized charges), and communication failures create a strong counterbalancing negative impression. The trajectory implied in numerous reviews is: high-quality early leadership and service (with engaged directors and an excellent chef) followed by deterioration after ownership/management changes, resulting in staffing shortages, administrative errors, and spotty care.

    Recommendations for prospective families or those investigating current operations: ask for current staffing ratios and turnover statistics (both leadership and care staff); get written policies on billing, ACH authorizations, and notice for rent increases; request documentation of licensing and training for aides; observe mealtimes and a medication pass if possible; ask about recent changes in management or ownership and how they have been addressed; and request references from current families who have been there since the reported transition. In short, the facility shows many strong qualities worth considering, but the consistency and reliability of care and administration are ongoing concerns that should be validated before making a placement decision.

    Location

    Map showing location of Charter Senior Living of Bay City

    About Charter Senior Living of Bay City

    Charter Senior Living of Bay City sits in the Portsmouth area of Michigan in a craftsman-style building with big picture windows letting in natural light, and it's surrounded by gardens and plenty of green. The community has both indoor and outdoor common spaces where residents can relax or visit, with homelike décor, open-concept spaces, and comfortable furnishings. Charter Senior Living of Bay City offers Independent Living, Assisted Living, Memory Care, Home Care (Non-Medical), Adult Day Services, Long-Term Care, Skilled Nursing, Home Health Care that's Medicare-certified, and Hospice Care. They have staff that includes licensed nurses on-site around the clock. Residents get personal care help, laundry services, and access to social events as part of their living arrangements, with personalized service plans to help people stay as independent as possible. They call this approach a balance between support and independence. There's a variety of floor plans for residents to pick from, and the community's known for being family-owned and for treating both residents and their families like family too. The community welcomes visitors any time, day or night, and they offer both in-person and virtual tours. Residents can take part in a schedule of social, educational, and entertaining activities, and there's extra support for those with memory loss, including guidebooks for families and special programs. They also support Alzheimer's fundraising and work with partners like Joe & Bella for adaptive clothing. The staff pays attention to individual needs, from companionship to therapy and rehab. Charter Senior Living of Bay City provides resources and tools for family caregivers, help with financial planning, and expert advice on long-term care. People who live here often say it feels welcoming and different from other places. The community holds a rating of 3.8 stars from 33 reviews. Staff aim to offer compassionate and respectful care while helping everyone feel at home and stay connected, keeping their focus on people's overall wellness and independence.

    About Charter Senior Living

    Charter Senior Living of Bay City is managed by Charter Senior Living.

    Founded in 2016 as a family-owned senior living organization, Charter Senior Living has rapidly emerged as a significant player in the American senior care industry. Headquartered in Naperville, Illinois, the company operates more than 61 communities across 15 states, including Connecticut, Massachusetts, Kentucky, Wisconsin, North Carolina, and Illinois. Under the leadership of CEO and co-founder Keven Bennema and his wife Kim, Charter has distinguished itself through a unique hands-on approach where leadership travels in an RV to personally visit communities, embodying their commitment to authentic connection and family-centered care.

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