Central Towers

    20 E Exchange St, St Paul, MN 55101
    • Independent Living
    • Assisted Living
    • Memory Care

    Friendly, convenient, affordable senior living

    I'm a long-term resident and very pleased - the beautifully remodeled, spotless building and lovely lobby feel like home. Staff are friendly, professional and responsive (they even found and returned my phone), maintenance is reliable, and activities/workout room/dining make daily life enjoyable. Connected to the St. Paul skyway and Green Line with nearby shopping, it's a convenient, well-run option for seniors on a limited income.

    Current/former resident
    Jul 2026

    Pricing

    Prices shown are estimates and subject to change. Contact your senior living advisor for current pricing.

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    Amenities

    Healthcare services

    • Activities of daily living assistance
    • Assistance with bathing
    • Assistance with dressing
    • Assistance with transfers
    • Coordination with health care providers
    • Hospice waiver
    • Medication management
    • Mental wellness program

    Healthcare staffing

    • 24-hour call system
    • 24-hour supervision

    Meals and dining

    • Diabetes diet
    • Meal preparation and service
    • Special dietary restrictions

    Room

    • Cable
    • Fully furnished
    • Housekeeping and linen services
    • Kitchenettes
    • Telephone
    • Wifi

    Memory care community services

    • Dementia waiver
    • Mild cognitive impairment
    • Specialized memory care programming

    Transportation

    • Transportation arrangement (medical)
    • Transportation to doctors appointments

    Common areas

    • Beauty salon
    • Dining room
    • Garden
    • Outdoor space

    Community services

    • Move-in coordination

    Activities

    • Community-sponsored activities
    • Resident-run activities
    • Scheduled daily activities

    Reviews

    4.11·(18)

    Overall rating

    1. 5
    2. 4
    3. 3
    4. 2
    5. 1
    • Care

      3.7
    • Staff

      4.1
    • Meals

      2.0
    • Amenities

      4.5
    • Value

      5.0

    Pros

    • Friendly, dedicated staff
    • Knowledgeable, professional management
    • Responsive maintenance services
    • Recent apartment and common-area renovations
    • Clean, well‑maintained interiors
    • On-site amenities (workout room, lounge, diverse TV channels)
    • Two complimentary meals per day
    • Active activities program and organized outings
    • Convenient transit and skyway access (light rail, bus, downtown connection)
    • Affordable value for limited-income seniors
    • Documented COVID‑19 infection‑control and vaccination efforts
    • Secure building with monitored entry systems

    Cons

    • Inconsistent care quality and staff conduct
    • Accessibility barriers for wheelchair users and mobility aids
    • Stringent security and restricted common-area access
    • Inconsistent dining quality
    • Small unit sizes and limited storage/cabinet space
    • Limited on-site and visitor parking
    • Smoke infiltration into some interior spaces despite no-smoking policy
    • Lengthy walking distances that challenge mobility-limited residents in winter
    • Proximity to street-level solicitation/panhandling
    • Variable management communication and responsiveness

    Summary of reviews

    Reviews of Central Towers present a mix of clear strengths and persistent operational concerns. Many commenters highlight a recently renovated, clean facility with attractive common areas and an array of on-site amenities such as a workout room, lounge, and broad TV channel selection. The property’s location — connected to the St. Paul skyway, near light rail and bus lines and local shopping — is frequently cited as convenient. The facility also positions itself as affordable for limited-income seniors and offers two complimentary meals per day and organized activities and outings, which residents describe as engaging.

    Staff and direct-care impressions are mixed but important to note. Numerous accounts praise friendly, dedicated staff, responsive maintenance, a knowledgeable management team, and activity staff who run outings and events; reviewers also credit the facility with proactive COVID-19 measures and assistance with family communications. At the same time, other comments describe concerns about inconsistent care quality, communication tone, and staff conduct. There are even isolated allegations of discriminatory behavior and rude interactions; these contrast with other reports of professional, attentive managers. Prospective residents should expect variability in interpersonal interactions and ask for specific staff-responsiveness examples during tours.

    Facilities and operations show both positives and trade-offs. Renovations and a well‑kept lobby and lounges are frequently noted, but apartment units are described as small with limited cabinet and storage space and less‑attractive views in some units. Parking and visitor parking are constrained. Accessibility is an operational issue: reviewers describe hard‑to‑open doors, locked common rooms, and long interior or exterior walking distances that can be difficult in winter for those using walkers or wheelchairs. The building maintains visible security measures (cameras, controlled doors, guards), which enhances safety for some residents but contributes to perceptions of restricted access to common areas.

    Dining and environmental concerns merit attention. While two meals are included and the dining room is undergoing renovation, meal quality is described as inconsistent by some residents. Smoking policy enforcement is cited as a strength, yet there are reports of smoke infiltration into elevators, hallways, or via vents; prospective residents should evaluate apartment ventilation and request clarification on smoke-mitigation practices. External environmental factors such as nearby street-level solicitation or panhandling have been mentioned as affecting the immediate surroundings.

    In summary, Central Towers appears to offer strong facility upkeep, a robust activities program, convenient transit access, and dedicated staff in many areas, making it an attractive option for budget-conscious seniors seeking location and amenities. However, reviewers consistently point to variability in care and staff conduct, accessibility limitations for mobility devices, small unit sizes, parking constraints, and some environmental concerns. Families and prospective residents should tour units, observe staff interactions, test door and elevator accessibility with mobility aids, inquire about meal plans and ventilation, and ask management for examples of how they handle resident complaints and ensure consistent care quality.

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    Location

    Map showing location of Central Towers

    Central Towers is located at 20 E Exchange St, St Paul, MN, 55101.

    About Central Towers

    Central Towers sits in downtown St. Paul, right next to the Fitzgerald Theater, and you can see some pretty nice views of the city and even the Minnesota State Capitol from there, so it's right in the middle of it all, and you get easy skyway access to churches, shopping, restaurants, and everything else downtown, and the two tall buildings really stand out on Exchange Street. There are 11 floors and 194 apartments, with studios, one-bedrooms, and two-bedrooms available-each one comes with a private bath and individual climate control, and the apartments all have kitchens with a stove and refrigerator, which is good if you like to cook at home, though the community also has all-day dining, room service, guest meals, and two meals daily with an optional third, plus meal services for special diets and allergy or diabetes needs, and you can bring a guest to eat with you if you want, too. The building is wheelchair accessible and has a controlled entrance and garage parking, and pets under 20 pounds are allowed for a deposit if you follow guidelines. You can choose your own apartment style-there are single and semi-private units, and there are care suites if you need more help, and storage lockers, and everything is maintenance-free, which saves a lot of hassle. The resident-run activities program gets people involved in planning and leading things like movie night, art in the arts room, billiards, group games, and crafts, and there are community-sponsored activities and opportunities for volunteering, plus music, chapel services, spiritual care, and the WINGS Wellness program that brings in classes for the mind, body, and spirit, so there's always something going on if you want it. There's a fitness center, garden, and walking paths, so you can stay active or relax outside, and inside, common areas have TVs, media rooms, and cozy corners for casual visits-plus you get a library, salons, a convenience store for quick shopping, and computers with free Wi-Fi and cable. Central Towers gives independent, assisted living, and memory care services, so you can get help with medication, bathing, dressing, mobility, mild cognitive issues, dementia, and even hospice if needed, plus there's a resident assistant on-site all the time, and in-house skilled nursing, a service coordinator, and a visiting physician or nurse practitioner for independent living residents, and if you need it, they'll coordinate with your other healthcare providers, and there's a call and response system in case of emergencies. Regular housekeeping, laundry, dry cleaning, and maintenance keep things running smooth, and residents who can't get around easily or who don't drive anymore can use the community's transportation and parking services for shopping or going to the doctor, and family can come visit or even stay the night as there are overnight guest options, plus pets are welcome if they follow rules and pay the deposit. The building is part of Presbyterian Homes & Services and is licensed by the state, and it also offers VA benefits help and financial advice, so if you have questions about money or support, there's someone to ask. The place has a rating of 4.5 out of 8 reviews, and people like the easy access to skyways, the downtown location, and the variety of activities, so you have choices about how you want to live, whether that's meals in the dining room, help with care as needed, or joining in on movie night or chapel, and you can pick the right balance for your lifestyle as you get older.

    People often ask...

    Central Towers offers competitive pricing, with rates starting at a cost of $5,708 per month.

    Central Towers offers independent living, assisted living, and memory care.

    There are 17 photos of Central Towers on Mirador.

    Yes, Central Towers allows residents to age in place and adjust their level of care as needed.

    The full address for this community is 20 E Exchange St, St Paul, MN 55101.

    No, Central Towers does not offer respite care. Respite care in assisted living communities provides temporary, short-term relief for primary caregivers by offering professional care for their loved ones. It allows individuals to stay in an assisted living community for a limited time, giving caregivers a break while ensuring residents receive necessary support and assistance with daily activities.

    Disclaimer

    Mirador Living is not affiliated with the owner or operator(s) of Central Towers. The information above has not been verified or approved by the owner or operator. For exact information, please contact Central Towers directly. There is no cost for this service. We are compensated by the community you select.

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