The Plaza at Clover Lake

    838 Fair St, Carmel, NY 10512
    • Independent Living
    • Assisted Living

    Warm clean welcoming senior living

    I toured the place and felt welcomed - admissions was thorough, check-in easy, and I even got a helpful follow-up. The grounds and lake are beautiful, the building is immaculately clean, and rooms are bright and roomy with excellent amenities (dining, activity rooms, gym, theater, crafts). Staff were consistently friendly, attentive, and professional; my loved one seemed comfortable and happy, so I would recommend a visit.

    Loved one of resident
    Jul 2026

    Pricing

    Prices shown are estimates and subject to change. Contact your senior living advisor for current pricing.

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    Amenities

    Healthcare services

    • Activities of daily living assistance
    • Assistance with bathing
    • Assistance with dressing
    • Assistance with transfers
    • Medication management
    • Mental wellness program

    Healthcare staffing

    • 12-16 hour nursing
    • 24-hour call system
    • 24-hour supervision

    Meals and dining

    • Diabetes diet
    • Meal preparation and service
    • Restaurant-style dining
    • Special dietary restrictions

    Room

    • Air-conditioning
    • Cable
    • Fully furnished
    • Housekeeping and linen services
    • Kitchenettes
    • Private bathrooms
    • Telephone
    • Wifi

    Transportation

    • Community operated transportation
    • Transportation arrangement
    • Transportation arrangement (non-medical)

    Common areas

    • Beauty salon
    • Computer center
    • Dining room
    • Fitness room
    • Gaming room
    • Garden
    • Outdoor space
    • Small library
    • Wellness center

    Community services

    • Concierge services
    • Fitness programs
    • Move-in coordination

    Activities

    • Community-sponsored activities
    • Planned day trips
    • Resident-run activities
    • Scheduled daily activities

    Reviews

    4.25·(80)

    Overall rating

    1. 5
    2. 4
    3. 3
    4. 2
    5. 1
    • Care

      3.1
    • Staff

      4.1
    • Meals

      2.7
    • Amenities

      4.2
    • Value

      2.6

    Pros

    • Attractive, modern accommodations
    • Spacious, hotel-like rooms and bathrooms
    • Scenic lakeside grounds and extensive outdoor space
    • Wide range of amenity spaces (gym, theater, library, activity rooms)
    • Active social and recreational programming (bingo, arts, trips, pet therapy)
    • Personable and attentive direct-care staff and aides
    • Clean and well-maintained interiors
    • On-site social-work and admissions support
    • Medicaid-friendly payment options and spend-down acceptance
    • In-room conveniences in some units (refrigerator/TV) and common coffee nooks
    • Trial live-in option with furnished rooms
    • Strong volunteer and outreach programming (music, animal visits)

    Cons

    • Inconsistent staffing levels and high turnover
    • Gaps in clinical coverage and on-site nursing availability
    • Medication-administration workflow inefficiencies
    • Admissions-process disorganization and communication gaps
    • Variable dining quality and limited texture-modified options
    • Limited specialized dementia-care capacity and stricter mobility eligibility
    • Unreliable transportation services
    • Institutional procedures that can reduce resident autonomy
    • Higher-than-expected total cost and variable ancillary pricing
    • Inconsistent maintenance and operational oversight
    • Service inconsistencies during organizational transition to assisted living

    Summary of reviews

    The Plaza at Clover Lake presents as a large, modern campus with many physical strengths: hotel-like, spacious rooms and bathrooms, bright common areas, and extensive scenic grounds including a lake, patios, gardens and multiple activity spaces. Reviewers consistently highlight the breadth of amenities — gym, theater, library, arts-and-crafts rooms, and specialized common areas — and many describe the facility as clean, well-maintained and attractive. The facility also offers practical payment options of interest to some families (community Medicaid acceptance and spend-down pathways) and a furnished trial move-in option, which may ease initial transitions for prospective residents.

    Direct-care staff and front-line aides receive generally positive comments for being personable, attentive and engaged; several individual staff members and administrators are singled out for strong performance. At the same time, accounts of inconsistent staffing patterns, high turnover, and uneven supervisory or clinical coverage are recurrent. These patterns are linked to concerns about care continuity, delayed assistance at times, and limited on-site nursing or physician presence during evenings. There are specific operational pain points around medication handling — including queuing for medications, medications administered during meals, and restricted in-room medication access — that suggest the facility’s medication-administration workflow may not meet every family’s expectations.

    Dining and programming provoke mixed reactions. Many residents and families praise meal variety and choice, active programming (bingo, music, trips, pet therapy) and a lively social environment; activities staff are frequently commended. Conversely, other accounts describe an institutional food presentation, declining food quality after staff turnover, and limited texture-modified or softer food options when needed. Transportation is another recurring limitation: scheduled bus service has been described as unreliable at times, and external medical appointments commonly fall to families or outside agencies because of limited on-site clinical support.

    Management and admissions processes show a pattern of uneven execution. Positive experiences with admissions staff and social workers are common, but there are also multiple descriptions of disorganization, lengthy or intrusive assessments, confusing tours, last-minute admission reversals, and communication lapses around billing or re-admission logistics. Several families expressed that policies (meal attendance requirements, centralized medication controls, and some visitation/communication rules) felt restrictive to resident autonomy. There are also indications that the facility’s recent transition toward assisted living has created service inconsistencies for residents who need greater levels of care.

    Bottom line: the Plaza at Clover Lake offers strong physical amenities, an active program slate, and many compassionate individual caregivers, making it well suited for residents seeking independence in an attractive, activity-rich setting. Prospective residents with higher clinical or dementia-specific needs, or families prioritizing uninterrupted clinical coverage and flexible medication autonomy, should carefully evaluate staffing patterns, medication procedures, dementia-care capabilities and the facility’s long-term management stability during the tour and in written contract terms.

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    Location

    Map showing location of The Plaza at Clover Lake

    The Plaza at Clover Lake is located at 838 Fair St, Carmel, NY, 10512.

    About The Plaza at Clover Lake

    The Plaza at Clover Lake sits on a peaceful 50-acre campus with nice lake views and landscaped gardens, and you'll find it's a place with a lot going on because there's several levels of care-from Independent Living to Assisted Living, Memory Care, and even skilled nursing and short-term rehab, so folks who move in can stay as their health needs change, and each person gets their own care plan after a nursing assessment because needs can be different, you see. They've got spacious private and semi-private apartments, some with big windows and nice views, and the main areas inside are roomy with several spots for relaxing and talking with friends-the dining rooms are set up with restaurant-style service and there's always a choice of meals focused on taste and nutrition since they have chefs and meal planners on staff who take special diets into account, and it's got awards for Best Meals and Dining along with activities and friendliness, which folks seem to appreciate and mention in reviews. There's always someone on hand with their team of certified aides and nurses who watch over things and help with bathing, dressing, grooming, and medication-you get 24/7 supervision, and there's a doctor on call plus home health services and therapy right there on site, including lab, rehabilitation, and even podiatrist visits, so you don't always have to travel for checkups, and housekeeping comes by regularly for cleaning and laundry. Incontinence care is part of what they do if it's needed and there's case management if families want help keeping appointments or tracking care; they accept Medicaid-funded services through the Assisted Living Program (ALP), which helps folks who need help to stay longer if money runs out, you see. People have their own space but there's a lot to do-bingo, arts and crafts, yoga, movie nights, pool in the billiards room, pet therapy, and an indoor theater, plus there are fitness rooms, libraries, and even offsite trips with free transportation, and you'll find high-speed Wi-Fi in the common areas and throughout, partly because they use social media to stay connected since they're associated with Facebook and help folks with online presence or managing accounts if they want to, and it just seems more common these days for residents to want to keep up that way. The staff-including Certified Home Health Aides working under nurses-help with companionship, personal care, and there's always maintenance and meal staff around so things run smoothly most of the time, and they're disability accessible with plenty of parking for residents and guests, though there's no smoking inside anywhere, and you can bring your pet, which is a nice touch since many folks miss their animals. The place is described as quiet and tidy, folks mention that cleanings and meals usually arrive on time, and there's devotional services on and off site for those who like that, plus hospice and respite care if you need it for a short time or at the end of life. They have a social calendar that's always changing, so there are new activities and lots of ways to meet people, but there's plenty of privacy too since the grounds are large. Home care is also available, so seniors who still live at home can get help with non-medical needs and companionship, and their approach combines medical and social support linked with Catholic Health Group, though it's open to everyone and both men and women are welcome in the residences, or there are options that only serve women if that's what you want. All in all, The Plaza at Clover Lake offers different living choices for seniors, from active independent retirement to more assistance or even memory care, and the main thing folks talk about is it helps people stay active and independent while having help close by if they need it.

    People often ask...

    The Plaza at Clover Lake offers competitive pricing, with rates starting at a cost of $4,430 per month.

    The Plaza at Clover Lake offers independent living, assisted living, and continuing care retirement community.

    There are 10 photos of The Plaza at Clover Lake on Mirador.

    Yes, The Plaza at Clover Lake allows residents to age in place and adjust their level of care as needed.

    The full address for this community is 838 Fair St, Carmel, NY 10512.

    No, The Plaza at Clover Lake does not offer respite care. Respite care in assisted living communities provides temporary, short-term relief for primary caregivers by offering professional care for their loved ones. It allows individuals to stay in an assisted living community for a limited time, giving caregivers a break while ensuring residents receive necessary support and assistance with daily activities.

    Safety & Compliance

    In New York, the State Department of Health licenses adult care facilities and assisted living programs, posting relicensure surveys, complaint investigations, and inspections.

    License number14938
    Facility typeAdult Home
    Capacity184 residents
    LicenseeClover Lake Management, LLC
    EffectiveNovember 20th, 2012
    Special certificationALR 49
    View the official license record

    Inspection Reports

    4

    Reports

    2

    Citations

    4

    Complaints

    5

    Years

    31 Oct 2025Complaint
    Investigated a complaint and cited two violations related to resident services.
    • 487.7 (d) (1) (x)Resident services
    • 487.7 (f) (5)Resident services
    09 May 2025Complaint
    Found no deficiencies.
    03 Nov 2022Complaint
    Found no deficiencies. No violations were cited.
    08 Dec 2021Complaint
    Found no deficiencies.

    Disclaimer

    Mirador Living is not affiliated with the owner or operator(s) of The Plaza at Clover Lake. The information above has not been verified or approved by the owner or operator. For exact information, please contact The Plaza at Clover Lake directly. There is no cost for this service. We are compensated by the community you select.

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