Paying for assisted living in Georgia
Most Georgia families start by paying for assisted living out of pocket. Private funds, long-term care insurance, veterans benefits, and the sale or rental of a home are the most common ways people cover the cost when they first move in.
Prices vary a lot by region and by how much care a resident needs. You can compare current pricing for communities across Georgia in the pricing tables below.
Public programs can sometimes help with the care portion of the bill, but no program in Georgia pays for the room-and-board (rent and meals) part of assisted living.
Does Georgia Medicaid (Community Care Services Program / Elderly & Disabled Waiver) cover assisted living in Georgia?
Georgia Medicaid does not pay for room and board in assisted living. However, through its Elderly & Disabled Waiver Program — delivered through the Community Care Services Program (CCSP) and the SOURCE program — Medicaid can help cover personal care and support services for people who would otherwise need a nursing home.
These waivers can pay for "alternative living services" in a licensed setting, along with personal care, case management, adult day health, home-delivered meals, and caregiver respite. Not every assisted living community participates, so ask whether a community accepts the waiver.
To qualify, a person generally must:
- Be financially eligible for Georgia Medicaid (income and asset limits apply)
- Meet a nursing-facility level-of-care need
- Choose community-based services instead of a nursing home
Waiting lists are common. To start, contact your local Area Agency on Aging through the Aging & Disability Resource Connection (ADRC) at 866-552-4464, and apply for Medicaid through Georgia Gateway.
Does Medicare cover assisted living in Georgia?
No. Medicare does not pay for assisted living room and board or for ongoing custodial (personal) care, which is the help with bathing, dressing, and daily living that assisted living provides.
Medicare may still cover medically necessary services a resident receives, such as doctor visits, hospital stays, and short-term skilled care or rehabilitation after a qualifying hospital stay.
For free, unbiased help understanding what Medicare does and does not cover, contact Georgia's SHIP, GeorgiaCares, at 1-866-552-4464 (option 4).






