Paying for assisted living in Wyoming
Most Wyoming families pay for assisted living privately at first, usually from savings, retirement income, the proceeds of a home sale, or a long-term care insurance policy. Costs differ quite a bit depending on where in the state you look and the level of care a resident needs, so it helps to compare several communities before deciding. The pricing tables below show current monthly figures for assisted living in this area to give you a realistic starting point.
Knowing how Medicaid and Medicare fit in can also help you plan, since each works very differently for assisted living.
Does Wyoming Medicaid (Community Choices Waiver) cover assisted living in Wyoming?
Wyoming Medicaid can help pay for the personal care and support services a resident receives in an assisted living facility through the Home and Community Based Services (HCBS) Community Choices Waiver (CCW). The CCW combined two earlier waivers, including the former Assisted Living Facility waiver.
A few important points:
- Medicaid never pays for room and board. The waiver helps cover care-related services, not the rent, meals, or housing portion of the bill.
- The CCW is for older adults (65+) and adults with qualifying disabilities who meet both financial limits and a nursing-home level-of-care need.
- Enrollment slots are limited, so a waiting list can form even after you qualify.
To pursue this route, you generally apply for Wyoming Medicaid and request a long-term care assessment. Start through the state's HCBS and Medicaid application pages linked in the resources below, or call the application line for help.
Does Medicare cover assisted living in Wyoming?
Medicare does not pay for assisted living room and board or for ongoing custodial care (help with bathing, dressing, and similar daily tasks), which is the heart of what assisted living provides.
Medicare may still cover related medical needs, such as:
- A short, medically necessary skilled nursing or rehabilitation stay after a qualifying hospital admission
- Doctor visits, hospital care, and Medicare-covered therapies
- Eligible home health services and hospice care
For free, unbiased help understanding what your plan covers, contact the Wyoming State Health Insurance Information Program (WSHIIP), the state's SHIP, listed in the resources below.
